If you got a text from us, here's who sent it.
Artizy Financial is a small insurance office. We help people set up final expense coverage. That's a policy that pays for a funeral so your family doesn't have to.
The agent who'd call you is licensed in your state. You can look him up on your state's insurance department website. We'd rather you did.
- West Virginia · Angel Nieves · License #21721339 · Look up →
- Ohio · Angel Nieves · License #1687002 · Look up →
The link goes to the state's own search page. Type the license number in and his record comes up.
The companies we write policies through are Americo and Transamerica.
Nothing on this page asks you for anything. You can read it and close it.
Here's what most people want to know first.
These are real monthly payments through Americo, for someone in West Virginia who doesn't use tobacco. They're what a person that age would actually pay, not a starting-at number.
| AT AGE | $5,000 | $10,000 | $15,000 |
|---|---|---|---|
| 62 | $20.90/mo | $38.00/mo | $55.10/mo |
| 67 | $24.70/mo | $45.60/mo | $66.50/mo |
| 72 | $31.13/mo | $58.45/mo | $85.78/mo |
| 77 | $43.65/mo | $83.50/mo | $123.34/mo |
| 82 | $58.88/mo | $113.95/mo | $169.03/mo |
| AT AGE | $5,000 | $10,000 | $15,000 |
|---|---|---|---|
| 62 | $25.90/mo | $48.00/mo | $70.11/mo |
| 67 | $31.90/mo | $60.00/mo | $88.10/mo |
| 72 | $41.90/mo | $80.00/mo | $118.10/mo |
| 77 | $57.90/mo | $112.00/mo | $166.09/mo |
| 82 | $79.40/mo | $155.00/mo | $230.60/mo |
If you're between two ages, you're between two numbers.
There are a few health questions, and your answers can move it. But it won't be far off, and nobody's going to surprise you.
Every one of these has a flat $3.80 a month built in, which is why $5,000 isn't exactly half of $10,000.
What you're paying for.
- The monthly payment never goes up.
- The coverage amount never goes down.
- It doesn't expire.
- It's there when it's needed.
That's the whole product. There isn't a catch further down the page.
The thing people actually worry about.
It's not the funeral. It's who pays for it.
The median cost of a funeral with a burial in this country is $8,300, and that's before the cemetery. When there's no coverage, that bill goes to whoever's closest. Usually a son or a daughter. Usually at the worst possible week to be handed a bill.
A final expense policy means that call never happens. The money goes to whoever you name, and they use it for what it's for.
That's all it is. It's not an investment. It's not going to make anyone rich. It's the difference between your daughter grieving and your daughter grieving while on the phone with a funeral home about a payment plan.
That's the whole page.
If you want to talk to a person about your specific situation, you can text this number back and say so, and a licensed agent will call you at a time you pick.
Or you don't, and that's fine too. This page will still be here.
Nothing happens unless you say so.