Leave them a plan.
Help your family cover funeral costs and other expenses with final expense life insurance.
See what coverage could cost, then talk through your options with a licensed agent.
A policy with a clear purpose.
The monthly payment never goes up.
The coverage amount never goes down.
It doesn't expire. It's there when it's needed.
For whole life coverage, while required premiums are paid. Benefits remain subject to policy terms, including any initial limited-benefit period.
Final expense insurance is life insurance intended to help with costs at the end of life. Your family can use the benefit for a funeral, outstanding bills, or other needs.
Choose an amount.
Start with the expenses you want to help cover and a monthly payment that fits your budget.
Get a personal quote.
An agent will review your information and explain the premium, benefits, and any limitations before you apply.
Start with the numbers.
These Americo Eagle Select examples are for West Virginia residents at the ages shown who do not use nicotine.
They are illustrations, not a personal quote. Your eligibility, premium, and benefits depend on your application and the policy offered.
Women
| Age | $5,000 | $10,000 | $15,000 |
|---|---|---|---|
| 62 | $20.90 | $38.00 | $55.10 |
| 67 | $24.70 | $45.60 | $66.50 |
| 72 | $31.13 | $58.45 | $85.78 |
| 77 | $43.65 | $83.50 | $123.34 |
| 82 | $58.88 | $113.95 | $169.03 |
Men
| Age | $5,000 | $10,000 | $15,000 |
|---|---|---|---|
| 62 | $25.90 | $48.00 | $70.11 |
| 67 | $31.90 | $60.00 | $88.10 |
| 72 | $41.90 | $80.00 | $118.10 |
| 77 | $57.90 | $112.00 | $166.09 |
| 82 | $79.40 | $155.00 | $230.60 |
Source: Americo illustration tool, September 3, 2026. Monthly bank draft, no optional riders selected. The illustrated monthly payments include the policy fee. Examples apply only to the ages and assumptions shown. Availability and policy terms vary by state.
Talk to an agent about your quoteA person to walk you through it.
Speak with Angel about the coverage you want, what you can comfortably pay, and any questions you have about a policy.
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A few useful answers.
Does the money have to go to a funeral home?
Your beneficiary can generally use the life insurance benefit for any purpose. It can help pay funeral expenses, household bills, or other costs.
Is the price in the table my price?
The table shows quotes for specific ages and assumptions in West Virginia. An agent can get a quote using your information and explain what the insurer offers after reviewing your application.
Does every policy pay the full benefit immediately?
No. Some policies limit benefits during the first years. Ask your agent to explain when the full benefit begins and any exclusions that apply to the policy you are considering.
Can I help a parent look at coverage?
Yes. You can review the options together and join the conversation with an agent. The agent will explain who needs to participate in the application.
Let's find out what fits.
Talk through your options with a licensed agent.